Last Updated: July 1st, 2023

1. Introduction

Welcome to Loans ‘n’ Lattes (“we,” “our,” or “us”). We are committed to protecting the privacy and security of your personal information. This Privacy Policy governs the manner in which we collect, use, disclose, and safeguard your data when you use our website https://loansnlattes.com/ (the “Website”). Please take a moment to read this policy carefully to understand our practices regarding your personal information and how we will treat it.

By accessing or using our Website, you consent to the practices described in this Privacy Policy. If you do not agree with our policies and practices, please do not use our Website.

2. Information We Collect

2.1. Personal Information:

When you visit our Website or interact with us, we may collect certain personal information that you provide directly to us. This includes but is not limited to:

– Contact Information: Your name, email address, postal address, phone number, and other contact details you provide when you fill out forms on our Website, subscribe to our newsletters, or contact us through any other means.

– Loan Information: If you apply for a loan or financial service through our Website, we may collect additional information required for processing your application, such as financial information, credit score, employment details, and other relevant data.

2.2. Automatic Information:

As you navigate through our Website, we may automatically collect certain information about your interactions. This information may include:

– Log Data: We may collect data about your device, browser type, operating system, IP address, and the date and time of your visit.

– Usage Information: We may track the pages you visit, the links you click, the duration of your visit, and other actions you take while using our Website.

– Cookies and Similar Technologies: We use cookies, web beacons, and other similar technologies to enhance your experience on our Website. Cookies are small data files stored on your device that help us recognize you and improve our services. You can manage your cookie preferences through your web browser settings.

3. How We Use Your Information

We may use the information we collect from you for the following purposes:

3.1. Provide Services:

We use your personal information to provide the services you request, such as processing loan applications, responding to inquiries, and facilitating financial transactions.

3.2. Improve Website:

The data we collect automatically helps us understand how visitors use our Website. We analyze this information to improve the user experience, optimize our content, and enhance Website functionality.

3.3. Marketing:

With your explicit consent, we may use your contact information to send you promotional materials, updates, newsletters, and information about our products and services. You can opt-out of marketing communications at any time by following the unsubscribe instructions in the emails we send or by contacting us directly.

3.4. Communication:

We may use your contact information to communicate with you regarding your account, our services, or any inquiries you make. These communications are considered transactional and are not subject to marketing opt-outs.

3.5. Legal Compliance:

We may use and disclose your information when required to comply with applicable laws, regulations, legal processes, or government requests.

4. How We Share Your Information

We understand the importance of maintaining your privacy, and we do not sell or rent your personal information to third parties for their marketing purposes. However, there are instances where we may share your information as described below:

4.1. Third-Party Service Providers:

We may engage third-party service providers to perform various functions on our behalf. These service providers help us with Website operation, data analysis, customer support, and other essential services. They have access to your information only to the extent necessary to perform their tasks and are obligated not to disclose or use it for any other purpose.

4.2. Business Transactions:

If Loans ‘n’ Lattes is involved in a merger, acquisition, consolidation, sale of assets, or bankruptcy proceedings, your personal information may be transferred as part of that transaction. We will notify you via email or prominent notice on our Website of any change in ownership or control of your personal information, as well as any choices you may have regarding your information.

4.3. Legal Requirements:

We may disclose your information when required to do so by law, subpoena, court order, or other valid governmental request. We may also share your information to protect our rights, privacy, safety, or property, as well as that of our users or third parties.

5. Your Choices

5.1. Opt-Out:

You have the right to opt-out of receiving marketing communications from us. If you no longer wish to receive promotional materials, newsletters, or updates from us, you can follow the unsubscribe instructions provided in the emails or contact us directly.

5.2. Cookies:

Most web browsers allow you to control cookies through their settings. You can usually remove or block cookies through these settings, but doing so may affect your ability to use some features of our Website. For more information on managing cookies, please refer to your browser’s help documentation.

6. Data Security

We take data security seriously and implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the internet or electronic storage method is 100% secure, and we cannot guarantee absolute security.

7. Children’s Privacy

Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If you are a parent or guardian and believe that your child has provided us with personal information, please contact us, and we will take appropriate action to remove the information.

8. Changes to this Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time to reflect changes in our practices, legal requirements, or other operational reasons. The updated policy will be posted on this page, and the “Last Updated” date will be revised accordingly. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting and using your information.

9. Contact Us

If you have any questions, concerns, or requests related to this Privacy Policy or our data practices, please contact us at:

Email: bhavya@loansnlattes.com

Thank you for entrusting your personal information to Loans ‘n’ Lattes. We are committed to protecting your privacy and will always strive to handle your data with the utmost care and responsibility.