We can help with personal loans, home loans, car loans, student loans, and credit card debt.

We analyse your loans and financials, then develop a customised strategy to negotiate lower interest rates, restructure loans, or explore refinancing options.

The timeline varies, but we work efficiently to complete the process in a few weeks to a few months. We provide 90 days of execution support.

There may be a temporary impact, but our goal is to minimise any negative effects while improving your long-term financial health.

The consultation rates depend on the number of loans and debt structure. We provide a transparent breakdown during the initial consultation.

We only engage with you on a formal note if we believe there is a potential to reduce your interest liabilities. We have a proven track record of helping clients reduce interest liabilities and improve their financials.

Loan optimisation helps you save money by reducing your interest costs, allowing you to pay off your loans faster and achieve financial stability sooner.

Yes, we can help you consolidate your debts by combining multiple loans into one, potentially reducing your interest rates and simplifying your repayment process.

Yes, we work with clients with various credit profiles. We will explore tailored solutions and alternative options to help you optimise your loans and improve your financial situation.

The amount of money you can save depends on factors such as your current loan terms, interest rates, and the strategies we implement. We aim to maximise your savings and provide you with a clear estimate during the consultation.

Absolutely! At Loans ‘n’ Lattes, client satisfaction and financial well-being are our top priorities. We are not affiliated with any lending institutions and do not receive any rebates. Hence, we charge for the consultation to sustain our operations.